• Braking system: Brake limiter valve, calipers, master cylinder, servo (vacuum pump) and wheel cylinders
• Casings: Engine, final drive, gearbox and transmission casings.
• Central Locking: solenoids, locking motors, door locks and electronic control units.
• Clutch: Clutch cover, clutch fork and pivot, clutch plate, master cylinder, slave cylinder and thrust bearing.
• Consumables (as part of valid claim): Oil, oil filter, brake fluid and anti-freeze.
• Cooling system: Radiator, thermostat, thermostat housing, viscous fan coupling and water pump.
• Differential: CV joints, cross shafts, crown wheel and pinion, differential, drive shafts, halfshafts, pinion carrier bearings, propshaft, sun and planet gears, universal joints, washers and spacers.
• Electrics: Alternator, coil, cooling fan motor, distributor, electronic ignition system (including ECU and DME units), headlamp, wiper motors, heater plug, heating fan motor, horn, indicator unit, starter motor and windscreen wiper motors (front and rear).

• Engine: Camshaft, camshaft followers, camshaft pulleys, conrods and bearings, crankshaft and bearings, cylinder bores, cylinder head, gasket, flywheel, gudgeon pinks, oil pump, pistons and rings, push rods, rocker assembly, starter ring gear, tappet gear, tensioners, timing belts, timing chains, timing gears, valves and guides.
• Fuel system: Carburettor, chokes, electrical components, fuel pump, fuel gauge, fuel injection system and tank sender unit.
• Gearbox: Automatic gearbox components, electric governor, manual gearbox components, oil cooler, overdrive unit and torque convertor.
• Oil Seals and Gaskets: Any which require the removal of a major component i.e. engine, gearbox and/or differential.
• Steering: Idler box, PAS pump, PAS rack, pressure pipes, rack and pinion, reservoir and steering box.
• Turbo: turbo unit, including wastegate
• Wheel bearings: Wheel bearings only (not hubs)

Unless listed above, all other parts are excluded.

• Body panels or paintwork.
• Interior trim including seats and seat belts.
• Recharging of the air conditioning unit (unless required as part of a valid repair).
• Renewal of brake components due to wear and tear.
• Renewal of any clutch components due to incorrect adjustment, misuse or fair wear and tear.
• Fuel injectors and fuel lines.
• The clearing of Fuel lines, filters, carburettors and pumps.
• Airbags, batteries, bulbs, exhaust systems, wiper blades, wheel balancing and alignment, wheels, tyres and water ingress (including damage to covered parts caused by water).
• Oil leaks, which do not require the removal of the engine, gearbox and/or differential, filter elements and any damage caused by front or lack of anti-freeze, impact or negligence.
• Traffic management system, satellite navigation system, telephone, TV and associated equipment of all types.

• Radio cassette, CD player or any other in-car entertainment component.
• The gradual reduction in operating performance (wear and tear) due to the age and mileage of the covered vehicle.
• Normal maintenance services, and the replacement of such items as, but not limited to, spark plugs, plug leads, points and wiring looms.
• Any loss caused directly or indirectly by the claim or the event that caused the claim.
• Burnt out, sticking or pitted valves
• Damage resulting from the failure of a timing belt which has not been replaced as per the manufacturer's recommendations.

Please note that oil, oil filter, anti-freeze and brake fluid required due to the failure of a covered component are covered.